At Motion Watches, we want to make it as easy as possible for you to own the timepiece you’ve always dreamed of. That’s why we’ve partnered with Ideal4Finance to offer simple, secure finance options that let you spread the cost of your purchase. Whether you’re buying a brand-new model or a pre-owned luxury watch, our finance plans are designed to suit your needs.
Spread the cost with finance
At Motion Watches, we understand that some customers prefer to pay with finance, so we’ve partnered with established credit brokers, Ideal4Finance, to enable you to spread the cost with monthly payments.
Finance is available at a fixed rate of 17.9% APR over 12, 24, 36 or 48 months, always subject to the lender’s assessment. A deposit might be payable, and we will agree this before you begin your application.
Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’.
You can apply online anytime, and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.
Here is a representative example of a £8000 purchase made over 3 years with a 25% deposit: Purchase price £8000; deposit amount £2000; total credit £6000; loan term 36 months; APR 17.9% (fixed); monthly repayment £216.61; total repayable £7798.09; total cost £9798.09. Please note this is a guide only and the exact amounts will be confirmed during the application process.
How Our Finance Works
Applying for finance is quick and secure:
- Apply Online – Complete the secure application form with your details and preferred loan amount.
- Verification – You may be asked to verify your identity or provide additional documents. This helps protect against fraud and ensures your application is safe.
- Decision – Receive an instant decision. If approved, you’ll be offered a loan agreement to review.
- Confirm and Set Up Payments – Accept your offer, set up a direct debit, and select your loan term.
- Complete Your Purchase – Once finalised, we’ll prepare your watch for secure delivery to the address stated in your finance agreement.
Finance calculator
We also supply a finance calculator, which is hosted on our secure server and is configured to your finance options. This provides an excellent guide for you and your customers wanting to use the finance.
Important Information
- Applications must be made by the individual purchasing the watch.
- Watches can only be delivered to the address on your finance agreement.
- For orders over £2,000, photo ID checks will be required upon delivery.
Learn More
Watch the short video below to see how the finance application works, step-by-step.
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Motion Watches UK Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.